Which of the following is an example of civil liability?

Civil liability refers to the legal obligation of an individual or organization to compensate another party for damages or loss resulting from their actions or negligence. In this context, negligence in a personal injury case serves as a clear example of civil liability. In such cases, if a person's failure to act with reasonable care results in harm to another person, the injured party may seek compensation through a civil lawsuit.

This process embodies the principle of holding individuals accountable for their actions that lead to harm, reinforcing the notion that individuals should take responsibility for preventing foreseeable injuries to others. This type of liability typically falls under tort law, which addresses civil wrongs that cause harm or loss to individuals.

The other options relate to different aspects of law or liabilities that do not fit within the definition of civil liability specifically. Therefore, negligence in a personal injury case exemplifies the concept effectively, showcasing how the law provides a remedy to those who suffer as a result of another's negligence.